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  張秋政   講座教授
  最高學歷  »   美國辛辛那提大學數學博士
  專        長  »   Mathematics, Actuarial Science, Risk and Value
                         Management, Insurance, Mathematical Finance,
                         Creativity and Innovation Management, Social
                         Security, National Health Program, Health Care,
                         Enterprise Risk Management, Ethics and Leadership, International
                         Consultancy, General anagement
  研  究  室  »   M653
  學校分機  »   (04) 2332-3456 ext. 1911
   E - Mail »   chiucheng@asia.edu.tw
   個人網站 »   Chiu-Cheng Chang BLOG
            CV »    下載

Dr. Chiu-Cheng Chang

（張秋政）

EDUCATION

PROFESSIONAL

NATIONALITY

U.S.A. and Taiwan Citizen

LANGUAGE FLUENCY

English, Chinese, Taiwanese, Japanese, French (Reading Only)

ACADEMIC AND PROFESSIONAL ACTIVITIES

l  Editor, Asian Journal of Management and Humanity Sciences

l  Senior Advisor, Watson Wyatt Worldwide

l  Consultant, World Bank

l  Consulting Actuary to many multinational, regional, national , and local insurers and reinsurers worldwide

l  Actuary, National Health Insurance Plan, Ministry of Health, Republic of China

l  Member, University Faculty Evaluation Committee, Ministry of Education, Republic of China

l  Assistant Editor, International Section Newsletter, Society of Actuaries, USA

l  Council Member, International Section, Society of Actuaries, USA

l  Council Member, Insurance Advisory Council, Ministry of Finance, Republic of China

l  Consulting Actuary and Advisor, Ministry of Finance, Republic of Singapore

l  Member, Insurance Committee, Consumers Foundation of Republic of China

l  Member, Committee on International Relations, Society of Actuaries, USA

l  Member, Education and Examination Committee, Society of Actuaries, USA

l  Member, Insurance Committee, American Chamber of Commerce, Republic of China

l  Member, Special Task Force on Insurance Company Tax Law, American Council of life Insurance

l  Member, Special Task Force on Insurance Company Tax Law, Health Insurance Association of America

l  Adviser, Actuarial Institute of Republic of China

l  Thesis Adviser and Thesis Examination Committee Member, Graduate Schools of Insurance, Republic of China

l  Member, Advisory Committee, International Institute, George Mason University, U.S.A.

l  Columnist for a number of newspapers in Taiwan

AWARD AND PRIZE

l   "An Integrated Social Security System for the e-Century, Synergies of Pensions, Long-Term Care and Else "

Winner of the Best Paper Award in the Special Prize Competition sponsored by the Institute of Actuaries, U.K., in conjunction with the 27^th International Congress of Actuaries, March 17-22, 2002, Cancun, Mexico. 

l   "A Dynamic Social Security System in Unison with Demographic and Lifestyle Changes"

Delivered to the 27^th International Congress of Actuaries (ICA) in Cancun, Mexico, March 17-22, 2002 and appeared in the ICA Transactions. The close runner-up for the Best Paper Competition sponsored by the Society of Actuaries in conjunction with the 27^th International Congress of Actuaries, March 17-22, 2002, Cancun, Mexico. 

l  Winner of “Business Ethics Professorship” competition co-sponsored by Chinese Association of Management Science and Hsin Yi Cultural Foundation, 2006.

l  Winner of “Business Ethics Professorship” competition co-sponsored by Chinese Association of Management Science and Hsin Yi Cultural Foundation, 2007.

國科會計畫

l   1999/08/01～2000/07/31  Polya性質與插補問題的關係

l   2000/08/01～2001/07/31  台灣之巨災風險管理

l   2001/08/01～2002/07/31  因應人口與生活方式改變之動態社會安全制度

企業倫理案例

l“最近二十年國際金融醜聞分析－案例、成因、課題和看法“提供給信義文教基金會發表，2007年7 月

l   ”Ethical Analysis of U.S. Government’s Interventions in Subprime Mortgage Crisis” (in
  Chinese)
  Delivered to Sinyi Cultural Foundation in Taipei, September 10, 2008 and will be converted to a
  paper for publication.

WORK EXPERIENCE

Appointed to lead and build up both the Dept. of Business Administration and the MBA Program for the School of Management.

Appointed to teach and conduct research in the Division of Actuarial Science and Insurance, School of Accountancy and Business. Also appointed to direct research and provide consulting services in healthcare economics and management. Encouraged by the University to simultaneously engage in outside consulting work which has expanded to include a growing list of clients from governments and insurance industry in and outside of Singapore.

1)        Prepared all the necessary documents to file with the Ministry of Finance, Republic of China in accordance with the guidelines for establishing a new domestic life insurance company.

2)        Prepared five-year business plan in two thick volumes.

3)        Coordinated all the efforts for a smooth starting operation of a new life insurance company when approval for permit and license is received. These include the selection of software administration system, new product design and pricing, accounting and internal control systems, standard operating procedures, agent compensation scheme, etc.

4)        Recruitment of all key managers, supervisory and professional staff.

1)        Prior to the appointment, Western International had been in serious financial difficulties, due to the Los Angeles riots on April 29, 30 and May 1, 1992. Under the order of California Department of Insurance, Western International cannot write any new business. Even for renewal business, the company was allowed to renew only those cases with loss ratio less than 50%.

2)        Appointed with a mission to look deeply into every aspect of the company, present a complete financial picture of same and make a recommendation to turn around the company.

3)        Have worked seven days a week and eighteen hours a day continuously for the duration of presidency, dealing constantly, at an extremely fast pace, with the Board of Directors, shareholders, policyholders, claimants, California Department of Insurance, employees, sales force and brokers, suppliers, creditors, news media, trade journals, potential investors, investment bankers, reinsurers and their brokers, auditors, consulting actuaries and groups of lawyers.

4)        Initiated numerous strategies and presented a number of plans (including sophisticated financial reinsurance programs) to save the company.      

5)        The Board of Directors decided to let California Deportment of Insurance and Guarantee Association take over the company.

Taught advanced actuarial mathematics, insurance company financial reporting, pension theory and practice, fundamentals of pension mathematics, insurance product design and development. Engaged in consulting work for clients which include multinational insurers and reinsurers and governments.

Responsible For:

1)        Establishment of CIGNA’s Taiwan branch.

2)        All aspects of a new life insurance company operation with all lines of business including:

a)        Recruitment of all key managers, supervisory and professional personnel.

b)        Establishment of business direction, objectives and Taiwan country strategy.

c)        Build-up of a professional sales force capable of producing high quality business while providing superior customer services.

d)       Build-up of a home office staff capable of providing superior support service to the entire sales force while maintaining outstanding policyholder services.

e)        Thorough understanding of Taiwan's market and the targeted segments of customers.

f)         Building an American company in Taiwan with a dynamic performance-oriented and merit-based corporate culture.

g)        Transferring CIGNA's strengths to Taiwan.

h)        Pioneering new and innovative products.

i)          Operating as a low cost provider.

j)          Establishing an outstanding reputation for CIGNA Taiwan in areas of expertise, professionalism trustworthiness, reliability, integrity and responsiveness.

3)        Representing CIGNA Taiwan for all important contract and treaty negotiations, evaluations and decisions.

4)        Profitable growth of CIGNA Taiwan's operation so as to provide a fair return to CIGNA's shareholders.

Responsible For:

1)        Establishing and managing a new actuarial department.

2)        All actuarial aspects of a life insurance company with all lines of business including:

a)        New product design and development.

b)        Pricing for new products and re-pricing for existing products.

c)        Reserve valuation (statutory, GAAP and tax reserves).

d)       Actuarial studies, such as mortality, morbidity, persistency, expense and profitability.

e)        Financial and management reporting, projections and corporate planning.

3)        All reinsurance negotiations, evaluations and decisions.

4)        Actuarial appraisal of economic value of companies and blocks of businesses for purposes of acquisition, merger and joint venture.

5)        Contribution to corporate policy and decision making.

Responsible For:

1)        All actuarial support services to Japan branch operation.

2)        Financial projections, planning and budgeting for Japan operation.

3)        Heading the company-wide expense generation model project to study expenses for pricing, budgeting, reporting and corporate planning.

4)        Studies to determine whether to establish Taiwan branch operation.

5)        Internationa1 development.

Responsible For:

1)        Both statutory and tax reserves of Mutual of Omaha's U.S. operations.

2)        All actuarial aspects (product development, statutory and tax reserve valuation, financial reporting, etc.) of Mutual of Omaha's Canadian operation.

3)        All A&H tax reserves of Mutual of Omaha's subsidiaries.

4)        Active life reserves and claim reserves of US operations.

5)        Mutual Care product design and pricing.

6)        Mutual Care experience studies and performance measurement.

7)        Heading the company-wide Actuarial Product/Information project to produce actuarial and management reports including GAAP statement for mutual company, profit and loss by product and agency, etc.

8)        Giving advice on both statutory and tax reserves for Omaha Financial Life Insurance Company, a Mutual of Omaha subsidiary in the U.S..

9)        Heading the company-wide expense generation model project to study expenses for pricing, budgeting, reporting and corporate planning.

10)    Actuarial reserves of Constitution Insurance Company, a Mutual of Omaha property and casualty subsidiary in Canada.

11)    Managing and administering the company-wide actuarial student program.

Responsible for Actuarial documentation of United of Omaha's corporate financial planning model (Forecast Consultants Inc.’s Forecast System).

Responsible For:

1)        Mutual of Omaha's entire reinsurance programs with Lloyd’s of London.

2)        Health insurance product design and development.

3)        Health and accident insurance experience studies.

4)        Various actuarial studies.

5)        Developing systems to support actuarial work.

Taught differential equations and calculus.

Taught functions of a complex variable and calculus.

Taught various undergraduate courses.

Taught various undergraduate courses.

Responsible For:

1)        Exporting of Taiwan-produced plywood products to U.S.A., Japan and other countries.

2)        Importing of lumber and other forest products from Philippines, Indonesia and other countries to Taiwan.

3)        Importing of machines and tools used for manufacturing plywood products from Germany, U.S.A. to Taiwan.

SPARE TIME INTERESTS AND ACTIVITIES

l   Unusually deep and broad interests in reading.

l   Writing in both English and Chinese for publication.

l   A distance runner since 1973. Have been active in competitive running events. Have won numerous trophies, medals, plaques, ribbons and certificates for all distance events in age division. Completed full marathons in New York City (3 times), Chicago, Boston, Portland, Rotterdam, Hong Kong, Tseng Wen Dam (Taiwan), Tazawako (Japan), Pacific Cup(Taiwan), Mobil (Singapore), Detroit Free Press (U.S.A.), and Los Angeles.

l   Qualified to represent Taiwan to compete for the 10 Km and 5 Km events in the 1997 World Veteran Games held in Durban, South Africa and the 10Km Cross Country, 10Km and 5Km events in 1999 World Veteran Games held in Gateshead, United Kingdom.

l   Qualified to represent Taiwan to compete in the 11^th Asian Veterans’ Athletic Championship held in Bangalore, India, November 6 through 10, 2000 and won a silver medal (4´400m relay), two bronze medals (5km and 4´100m relay) and a 4^th place (10km).

l   Qualified to represent Taiwan to compete for the 10km, 5km and 1.5km events in the 14th World Veterans’ Athletic Championship held in Brisbane, Australia, July 4-14, 2001.

l   Qualified to represent Taiwan to compete for the 10km, 5km, and 1.5km events in the 15th World Veterans' Athletic Championship held in Puerto Rico, July, 2003.

l  Qualified to represent Taiwan to compete for the 10km, 5km, and 1.5km events in the 13^th Asian       

Veterans’ Athletic Championship held in Bangkok, Thailand in December, 2004.  

RECENT PUBLICATIONS BY DR. Chiu-Cheng Chang

1. BOOKS in English

l  A Unified Approach to Uniqueness, Expansion and Approximation Problems

World Scientific Publishing Co., New Jersey, U.S.A., 1994, 110 pp.

l  Functional Analysis, Approximation Theory and Numerical Analysis   

(Co-authored with John M. Rassias etc.), World Scientific Publishing Co., Singapore, 1994, 340 pp.

l  Accounting for Specialized Industries and Operations

(Co-authored with Herbert Schoch etc.) Addison-Wesley Singapore (Pte) Ltd, 1995, 687 pp.

l  Affordable Health Care

(Co-authored with Andrew Balas etc.) Prentice Hall, 1996, 450 pp.

l  Tertiary Rhymes

(Co-authored with Lee Parker etc.) Addison Wesley, 1996, 144 pp.

l  21^ST Century Vision

(Co-authored with Lim Chong-Yah etc.) Nanyang Technological University, Singapore, 1996, 134 pp.

l  Intelligent and Other Computational Techniques in Insurance: Theory and Application  

(Co-authored with Arnold Shapiro etc.) World Scientific Publishing Co., New Jersey, U.S.A.,2003.

l  A Unified Approach to Uniqueness, Expansion, Approximation and Interpolation Problems

An expanded version of my 1994 book which received an unusually favorable review by American Mathematical Society. Forthcoming in 2010.

l  Winning Life Strategy

Forthcoming in 2010.

2. PAPERS in English

l  “Actuary in the Global Financial Village”

Delivered to the Fifth East Asia Actuarial Conference (EAAC), Taipei, Taiwan, December, 1989 and appeared in the 5th EAAC Transactions.

l  “The Use of Derivative Securities in the Investment Management of insurance and Pension Funds”

Published by the Journal of the Actuarial Institute of Republic of China in September, 1991 (Vol.15, No.1), pp.237-250.

l  “Global Trend in Products and Profitability of Individual Insurance and Annuities”

Delivered to the Sixth East Asia Actuarial Conference (EAAC), Bali, Indonesia, October, 1991 and appeared in the 6th EAAC Transactions.

l  “Deregulation and Diversification of Financial Services Industries in the 1990's”

Delivered to the Fifteenth Pacific Insurance Conference (PIC), Taipei, Taiwan, November, 1991 and appeared in the 15th PIC Transactions, pp.393-416.

l  "Mathematical Approaches to Estimate Human Biological Age"

Delivered to the 24^th International Congress of Actuaries (ICA), Montreal, Canada, June, 1992 and appeared in the ICA Transactions, Vol. 4, pp.401-406.

l  "On the Unique Expansion of Entire Functions"

Published by the Chinese Journal of Mathematics in June, 1992 issue (Vol.20, No.2), pp.107-126.

l  "On the Uniqueness Problem for Entire Functions of Exponential Type"

Published by the Soochow Journal of Mathematics in October, 1992 issue (Vol.18, No.4), pp.451-459.

l  "Solvency Is the Foundation of New Customer-Focused Marketing"

Delivered to the Sixteenth Pacific Insurance Conference (PIC), San Francisco, U.S.A., September, 1993 and appeared in the 16th PIC Transactions under Bridge II.

l  "On the Valuation of Single Premium Annuity and Related Products"

Published by the Journal of the Actuarial Institute of the Republic of China, in September, 1993 (vol.17, No.1) pp.75-88.

l  "Agent Compensation Systems in Asia: Problems and Solutions"

Delivered to the 7th East Asia Actuarial Conference in Singapore, Nov.30-Dec.3, 1993 and appeared in the 7th EAAC Transactions.

l  "On A Class of Polya-Property Preserving Operators"

Published by Soochow Journal of Mathematics in October, 1996 issue (Vol.22, No.4) pp.495-511.

l  "Appointed Actuary in Asia"

Delivered to the Joint Conference of AFIR, Society of Actuaries & Casualty Actuarial Society, Orlando, FL., U.S.A., April 20-22, 1994 and appeared in the SOA Transactions, April, 1994 (Vol.20, No.1) pp.64-78.

l  "Managing Multinationals with A Country Manager Model"

Delivered to the 11th Pan Pacific Conference, Bangkok, Thailand, June, 1994 and appeared in the Proceedings of Pan-Pacific Conference XI pp.228-230.

l  "Organizational Culture and Corporate Strategic Vision in East Asia"

Invited plenary speech to EUROPA AKADEMIE Symposium on Corporate Strategic Visions and Organizational Culture, Dortmund, Germany, June 15-16, 1994 and appeared in the Symposium Transactions.

l  "Arming Asian Intellectuals for International Consultancy" (Co-author with Geraldine Chen)

Delivered to 5th ENDEC Conference, Singapore, July 7-9, 1994 and appeared in the proceedings of 5th ENDEC World Conference on Entrepreneurship pp.614-622.

This paper has also been published in the Journal of Entrepreneurship, November, 1995, (Vol.4, No.1) pp.95-108.

l  "Actuarial Careers Outside North America"

Delivered to the 1994 Society of Actuaries Annual Convention in Chicago, U.S.A., Oct. 16-19, 1994 and appeared in the SOA Transactions, October, 1994 (Vol.20, No.4A) pp.185-195.

l  "Current Developments of International Actuarial Issues"

Delivered to the 1994 Society of Actuaries Annual Convention in Chicago, U.S.A., Oct. 16-19, 1994 and appeared in the SOA Transactions, October, 1994 (Vol.20, No.4A) pp.351-372.

l  "Setting up a Foreign Insurance Operation"

Delivered to the 1994 Society of Actuaries Annual Convention in Chicago, U.S.A., Oct. 16-19, 1994 and listed in the SOA Transactions, October, 1994 (Vol.20, No.4B) pp.1297-1301.

l  "Appointed Actuary Around the world"

Published by the Journal of the Actuarial Institute of Republic of China in November, 1994 (Vol.18, No.1) pp.26-41.

l  "The Matching of Asset and Liability with Fuzzy Mathematics" (Co-author with Wang Pei-Zhuang)

Delivered to the 25th International Congress of Actuaries, Brussels, Belgium, September, 1995 and appeared in the 25th ICA Transactions, Vol.3, pp.123-137.

l  "Prescriptions for Curing Global Health Care Problems"

Delivered to the International Conference on Affordable Health Care held in Singapore, February 27-28, 1995 and appeared in its proceedings.

l  "Health Insurance Checkup in Asia"

Delivered to the 1995 Society of Actuaries Convention in Vancouver, Canada, June 26-28, 1995 and listed in the SOA Transactions, June, 1995 (Vol.21, No.3B) pp.911-916.

l  "Controlling Health Care Costs in Asian Countries"

Published in the Quarterly Publication, Lincoln National Reinsurance Group Resource, Fall, 1995.

l  "Affordable Health Care"

Published in the Quarterly Publication, Society of Actuaries International Section Newsletter, July, 1995.

l  "A Social Security System for the 21^st Century" (Co-author with Geraldine Chen)

Delivered to the 8th East Asian Actuarial Conference in Tokyo, Oct. 2-5, 1995 and appeared in the 8th EAAC Transactions.

l  "Managing Earthquake Risk in Asia"

Published by the Journal of the Actuarial Institute of Republic of China in September, 1995 (Vol.19, No.1), pp.148-163.

l  "Social Security Systems Around the World"

Delivered to the 1995 Society of Actuaries Annual Convention in Boston, U.S.A., Oct. 15-18, 1995 and appeared in the SOA Transactions, October, 1995 (Vol.21, No.4A) pp.507-521.

l  "A Loglinear Model Approach to Risk Classification"

Delivered to the 1996 Chinese Probability & Statistics Association Annual Conference in Taipei, Taiwan, September 1996 and appeared in its proceedings pp.329.

l  "Singapore's Social Security System: A Model of Solvency for All Countries?"

Published by the Journal of Actuarial Institute of Republic of China in October, 1996 (vol.20, No.1) pp.237-249.

l  "Doing Business in the East Asia Life Insurance Market"

Delivered to the 1996 Society of Actuaries Annual Convention in Orlando, U.S.A., Oct. 27-30, 1996 and listed in the SOA Transactions, October, 1996 (Vol.22, No.4B).

This paper has subsequently been published in two issues of the SOA International Section Newsletter, April and July, 1997.

l  "Singapore's Economic System and Government Functions"

Delivered to the Conference on Singapore and Hong Kong Experience of Chung-Hua Institution For Economic Research, Taipei, Taiwan, January 14, 1997 and appeared in the Conference Proceedings.

l  "On the Approximations to Analytic Functions"

Published by the Soochow Journal of Mathematics in July, 1998 issue (Vol.24, No.3), pp.201-210.

l  "Actuarial Experience Studies for Taiwan's National Health Insurance Program",

l  "Outcomes Measurement and Management"

Delivered to the Conference on Medical Cost Analysis of Chinese Health Care Actuarial Society, Taipei, Taiwan, June, 1997 and appeared in the Conference Monagraph.

l  "Some Statistical Models For Evaluating Occupational Risks"

Delivered to the 28^th International ASTIN Colloquium, Cairns, Australia, August, 1997 and appeared in the Colloquium Proceedings pp.211-218.

l  "Medical Malpractice In the U.S.A.: What Can Taiwan Learn from the American Experience?"

Delivered to the Conference on Medical Malpractice of Chinese Health Care Actuarial Society, Taipei, Taiwan, September, 1997 and appeared in the Conference Monagraph.

l  "Distribution Strategies For the New Financial Service Era"

Delivered to the 9^th East Asia Actuarial Conference (EAAC) in Bangkok, Thailand, October, 1997 and appeared in the 9^th EAAC Transactions.

l  "Managing Catastrophe Risk With Financial Innovation"

Published by the Journal of the Actuarial Institute of Rep. of China in  October, 1997 (Vol.21, No.1 ), pp.248-260.

l  "Patients, Heal Thyself – An Actuary’s View on Health Care Issues"

Invited plenary speech to Chinese Health Care Management Association, Taipei, Taiwan, April 25, 1998 and appeared in its publication pp.43-62.

l  "Reforming Taiwan's NHI With Managed Competition"

Delivered to the Conference of International Actuarial Association, Birmingham, U.K., June, 1998 and appeared in the conference Transactions Vol.6, pp.29-36 .

This paper has also been published in the Quarterly Publication, Society of Actuaries International Section, September, 1998.

l  "Health Care Financing Systems Around the World"

Invited professor to conduct the Teaching Session on Health Care Financing Systems Around the World for the Society of Actuaries meeting in Maui, Hawaii, June 22-24,1998.

l  "Health Care Reform Around the World"

Invited panelist for the Society of Actuaries meeting in Maui, Hawaii, June 22-24,1998.

l   "Physicians, Partner with your Patients – An Actuary’s View on Health Care Issues"

Invited speech to Chang Gung Memorial Hospital, Tao-Yuan, Taiwan, August 24, 1998.

l   "Order Out of Chaos – Managing Taiwan’s AD&D Risk”

Published by the Journal of the Actuarial Institute of Rep. Of China in October, 1998(Vol.22, No.1), pp.212-223.

l  "Counter-Measures Against Earthquake Risks Around the World"

Delivered to the 30^th International ASTIN Colloquium and 9th International AFIR Colloquium, Tokyo, Japan, August 1999 and appeared in the Joint Proceedings, pp.79-94.

l  "Annuity Market in Singapore"

Published by the Journal of the Actuarial Institute of Rep of China in December, (Vol.23, No.1) 1999, pp.97-141.

l  "What Can Taiwan Learn from Singapore's Automobile Insurance ?"

Published by the Journal of the Actuarial Institute of Rep of China in December, 1999, (Vol.23, No.1) pp.207-222.

l  " Economic and Behavioral Essays on Retirement Issues"

       Delivered to Canada's National Symposium on Aging, Toronto, Canada, May 2000 and appeared 

       in the Symposium Proceedings.

l  " An Ethical Decision-Making Framework for Appointed Actuaries"

Published by the Journal of Actuarial Institute of Republic of China in November, 2000 (Vol.24, No.1) pp.57-66

l  " Non-Actuarial Approaches to Some Actuarial Retirement Issues"

Published by the Journal of Actuarial Institute of Republic of China in November, 2000 (Vol.24, No.1)pp.67-81.

l   " A Fuzzy Set Theoretical Approach to Asset and Liability Management"

Published by the Journal of Actuarial Institute of Republic of China in November, 2000(Vol.24.No.1)pp.94-102.

l  "Managing Catastrophe Risk With New Financial Products"

   Delivered to the Third Conference on Asia Pacific Management, Tainan, Taiwan, May8-9, 2001, and appeared in the Conference Proceedings Vol. 1, pp.149-153.

l   "Managing Asset and Liability with Fuzzy Mathematics"

Delivered to the 11^th East Asian Actuarial Conference in Hong Kong, Oct. 7-10,2001 and appeared in the 11^th EAAC Transactions, Vol. 4, pp.101-115.

l   "A Dynamic Social Security System in Unison with Demographic and Lifestyle Changes"

Delivered to the 11^th East Asian Actuarial Conference in Hong Kong, Oct. 7-10, 2001 and appeared in the 11^th EAAC transactions, Vol. 6, pp.125-145.

l   "Mimicry the Weakness of EDAC"

       Published by the TAIPEI TIMES on October 16, 2001.

l   "Managing Taiwan’s Catastrophic Risk"

   Published by the Journal of the Actuarial Institute of Rep. Of China in November, 2001 (Vol. 25,

No.1) pp. 29-59.

l   "A Dynamic Social Security System for the e-Century"

       Published by the Journal of the Actuarial Institute of Rep. Of China in November, 2001, (Vol.25, No.1) pp.1-28.

l   "Schooling, A Waste of Talent for Game Whiz"

Published by the TAIPEI TIMES on December 19, 2001

l   "Scholars Must Address Local Woes"

Published by the TAIPEI TIMES on February 6, 2002

l   "An Integrated Social Security System for the e-Century, Synergies of Pensions, Long-Term Care and Else "

Winner of the Best Paper Award in the Special Prize Competition sponsored by the Institute of Actuaries, U.K., in conjunction with the 27^th International Congress of Actuaries, March 17-22, 2002, Cancun, Mexico.

l   "A Dynamic Social Security System in Unison with Demographic and Lifestyle Changes"

Delivered to the 27^th International Congress of Actuaries (ICA) in Cancun, Mexico, March 17-22, 2002 and appeared in the ICA Transactions. The close runner-up for the Best Paper Competition sponsored by the Society of Actuaries in conjunction with the 27^th International Congress of Actuaries, March 17-22, 2002, Cancun, Mexico.

l   "A Reexamination of East Asia Financial Crisis of 1997-98: Course, Causes, Recovery and Lessons"

Delivered to Tunghai University’s 2002 Conference on Contemporary Issues in Finance, June1, 2002 and appeared in the Conference Transactions.

l   "A Unified Approach to Uniqueness, Expansion, Approximation, and Interpolation Problems"

Published by the Soochow Journal of Mathematics in July, 2002 issue (Vol.28, No.3), pp.245-251.

l   "Bringing Risk into Capital Management"

Delivered to the 2003 Society of Actuaries Convention in Washington, D.C., U.S.A, May 29-30,2003 and appeared in the SOA Transactions

l   "Can Number Depict the Whole Financial Picture?"

Delivered to the 12^th East Asian Actuarial Conference in Manila, Philippines, Oct 6-9, 2003 and appeared in the 12^th EAAC Transactions.

l   "CAN NUMBERS DEPICT THE WHOLE FINANCIAL PICTURE? What Can Actuaries Learn From America's Accounting Scandals? "

Published by the Journal of the Actuarial Institute of Rep. of China in 2003 (Vol.26, No.2) pp.11-27.

l   "Consulting Opportunities in Taiwan"

Delivered to the 2003 Watson Wyatt Asia Pacific Conference in Macau, Oct 10-11,2003.

l   "What Lessons Can We Learn From America’s Accounting Scandals? A Historical and Cultural Approach "

Delivered to the 2004 Academic Symposium on Contemporary Issues on Finance, Taichung, March 5, 2004.

l   "An U.S. Federal Provident Fund Integrating Social Security, Long Term Care, Health Care, And Occupational Pension Scheme"

Delivered to Applied Actuarial Research Conference in Orlando, Fl, U.S.A.,March 8-9, 2004 and appeared in AARC Proceedings.

l   "An U.S. Federal Provident Fund Integrating Social Security, Long Term Care, Health Care, And Occupational Pension Scheme"

Published by the Journal of the Actuarial Institute of Rep of China in 2004 (Vol. 27, No.2) pp.3-19

l   "Healthcare Financing and Reforms in China and Taiwan"

Delivered to 4^th Asian Healthcare Insurance Conference in Mumbai, India, September 1-2, 2004 , and appeared in its Proceedings.

l   "An Integrated Approach to Solve Taiwan’s NHI Problems"

Delivered to the 13^th East Asian Actuarial Conference in Bali, Indonesia, Sept. 12-15, 2005 and appeared in the 13^th EAAC Transactions.

l  “Globalizing Work and Retirement in the 21^st Century”

Delivered to the society of Actuaries’ Symposium on “Re-Envisioning Retirement in the 21^st Century” in Washington, D.C., U.S.A, May 3-4, 2006 and appeared in the SOA Monagraph.

l   “Making Free Market Work for Healthcare Industry---The Case of Taiwan”

Delivered to the 28^th International Congress of Actuaries (ICA) in Paris, France, May 28-June 2, 2006 and appeared in the ICA Transactions.

l   “Evaluating the Appetite for ALM in Asia Pacific”

Delivered as the Keynote Speech to IQPC's "Asset Liability Management for Financial Institutions" in Hong Kong, Sept. 25-27, 2006 and appeared in its Proceedings.

l   “A Model for managing Innovation in East Asia”

Delivered to the 12th Asia Pacific Management Conference in Bangkok, Thailand, Nov.17-19,2006.

l   “Vietnam----A Unique Cultural and Historical Perspective to Approaching an Emerging

Investment Opportunity”

Delivered to IQPC’s “Alternative Investments IQ Vietnam 2007” in Ho Chi Minh City,

Vietnam, September 11-12, 2007 and appeared in its Proceedings.

l   “On Global Equilibrium of Work and Retirement in the 21^st Century”

       Delivered to the 13^th Asia Pacific Management Conference at Monash University, Melbourne,

       Australia, November 18-21, 2007 and appeared in its Proceedings.

l   “Integrating U.S. Social Security, Health Care, Long-Term Care and Occupational Pension Systems”   Delivered in the Poster Session at the Academy Health 2008 Annual Research Meeting, June 8, 2008, Washington, D.C., U.S.A.

l   “Sustainable Development------A New Global Perspective of Business Ethics”  Delivered to Hsin Yi Cultural Foundation in Taipei, July 1, 2008.

l   “Doing Business in the East Asia Societies”  Delivered to Asia University’s International Youth Leader Camp in Taichung, July 7,2008

l   Completing the paper “On Taiwan FSC’s International Competitiveness” for National Taiwan University’s Finance 2008 International Conference.

l   Completing the paper “Does Financial Deregulation Cause Financial Crisis?” for National Taiwan University’s Finance 2008 International Conference.

l   Completing the research for the paper "Taiwan's Life Insurance Industry: Issues and Solutions."

l  Completing the research for the paper "Taxation of Life Insurance Companies in Newly Industrializing countries: An Equitable Approach".

l  Completing the research for the paper "Preparing Asia for the New Era in Financial Services"

3.BOOKS in Chinese

l  "台灣的未來" （與薛天棟等合著）華泰出版社，October, 2002.

l  "A+下一個優質社會" 智庫文化出版，June,2003.

4.PAPERS in Chinese

l   “美國次級房貸問題與對策之倫理分析” 即將完成

l   “台灣汽車險問題與解決之道” 投稿中

l   "論銀行及保險業信用借貸揭示標準與立法芻議"

　張秋政與陳太昌、陳塘偉共同發表於消費者保護研究第14輯，Dec.31.2008.

l   “最近二十年國際金融醜聞分析－案例、成因、課題和看法“提供給信義文教基金會發表，2007年7 月

l   "二十一世紀工作與退休之全球化"

發表於壽險季刊第144期，2007年6月30日.

l   "加入金融控股公司對保險業的影響"

發表於第十屆兩岸中華文化與經營管理學術研討會，廈門大學，July 6-8,2007.

l  "總額預算制度實施前後醫師所得之比較研究－台南縣市個案"

發表於「兩岸經營管理個案」研討會，成功大學，Dec. 16-17,2006.

l  "銀行保險通路提供告知義務之資訊研究"

張秋政與陳仲儼、孫震寰共同發表於「2006海峽兩岸保險高級論壇」，逢甲大學，Nov.4-5,2006.

l  "東方社會在知識經濟時代的創新管理模式"

發表於第九屆兩岸中華文化與經營管理學術研討會，山東大學，July 7-9,2006.

l  "論台灣金融控股公司之監理"

       台灣銀行季刊第56卷第4期,pp.1-15, 2005年12月

l  "新台灣社會安全制度芻議 "

       發表於台灣財經論壇,2005年11月，台北.

l  "新台灣社會安全制度芻議 "

壽險季刊第136期, 2005年6月30日.

l  "勞退新制之我見與對台灣年金市場之建議 "

2005年退休基金年刊, pp.78-99.

l  "勞退條例下如何發展台灣的年金市場?

—以國際觀點來看 "

壽險季刊第135期, 2005年3月31日.

l  "數字可以描繪財務的全貌嗎? "

壽險季刊第132期, 2004年6月30日.

l  "因應人口與生活方式改變的台灣社會安全制度 "

壽險季刊第124期, 2002年6月30日.

l  "華人學生創造力缺失之問題與解決之道"

實用心理研究期刊, 2002年9月30日.

l  "因應人口與生活方式改變的台灣社會安全制度"

發表於國立成功大學『台灣的未來』研討會，2002年3月2日.

l  "完整的新世紀社會安全制度"

發表於『選後台灣國家的展望』研討會，並刊登於研討會論文集，2002年1月12日，台灣國際會館.

l  "因應世界各地地震危險的對策 "

壽險季刊第114期, 1999年12月31日, pp.89-103.

5.ARTICLES in Newspapers Columns

l  "我們需要的是一帖良藥，不是止痛劑–從強制汽車責任險看台灣意外傷亡問題"

於1996年11月19日刊登在自由時報, 1996年12月21日刊登在台灣時報, 1996年11月19日刊登在台灣日報.

l  "如何落實生命合理定價的觀念"

於1996年12月23日刊登在台灣時報.

l  "海峽兩岸問題的唯一出路"

於1997年2月21日刊登在台灣日報, 1997年3月10日刊登在民眾日報, 1997年2月23日刊登在工商時報.

l  "台灣不再需要繁文縟節的法規"

於1997年3月16日刊登在工商時報, 1997年3月22日刊登在民眾日報.

l  "大自然的報復－口蹄疫災的教訓"

於1997年3月26日刊登在民眾日報.

l  "聘個有競爭力的顧問"

於1997年4月13日刊登在聯合報.

l  "新八十國聯軍"

於1997年4月6日刊登在工商時報.

l  "請政府不要扼殺台灣企業的競爭力-從漳州電廠投資案說起"

於1997年4月9日刊登在台灣日報.

l  "複診波特教授的診斷與處方"

於1997年4月22日刊登在台灣時報.

l  "台灣社會的變奏曲"

於1997年5月13日刊登在台灣日報.

l  "跨國雙向投資,保護本國企業"

於1997年10月3日刊登在聯合報.

l  "台灣的不專業競賽"

於1997年11月5日刊登在民眾日報.

l  "失敗，比勝利果實更甜美"

於1998年12月21日刊登在台灣日報.

l  "為中國解決因兩國論帶來的困境"

於1999年7月27日刊登在民眾日報.

l  "如何做好地震危險管理？"

於1999年9月及10月刊登於數家報紙.

l  "通盤的風險管理 ，把地震危險降到最低"

於1999年11月4日刊登於聯合報.

l  〝財政拮据，政府要懂得借錢〞

       於2000年7月2日刊登於台灣日報，7月5日刊登於中國時報

l  〝建立「全民危險管理」新觀念〞

於2000年7月20日刊登於中央日報

l   〝強化立院紀委會功能，防止立委貪婪〞

於2000年7月31日刊登於中國時報

l   〝國家沒有願景，政府何來團隊〞

於2001年4月15日刊登在中央日報

l   〝又要國賠！要賠什麼〞

於2001年5月20日刊登在自由時報

l   〝全民提升災難認知風險觀念〞

於2001年5月23日刊登在中央日報

l   〝大學生延畢：癥結與解決之道〞

於2001年6月1日刊登在中國時報

l   〝為李登輝辯護〞

於2001年6月29日刊登在自由時報

l   〝與大自然相處之道〞

於2001年8月19日刊登在中央日報

l   〝大自然的報復與因應之道〞（上）

       於2001年8月22日刊登在民眾日報

l   〝大自然的報復與因應之道〞（下）

       於2001年8月24日刊登在民眾日報

l   〝讓台灣的大學教育深度發展〞

       於2001年8月27日刊登在中央日報

l   〝勿重蹈日本之覆轍—評經發會對刺激景氣之一些結論〞

於2001年9月2日刊登在自由時報，9月3日刊登在人間福報，9月4號刊登在台灣時報，9月9號刊登在經濟日報。

l   〝又一樁粗糙不堪的立法〞

於2001年9月5日刊登在台灣日報，9月6日刊登在台灣時報，9月6日刊登在人間福報

l   〝精簡人事，不如延攬人才〞

於2001年11月6日刊登在工商時報經營知識版。

l   〝精簡 非政府改造根本之道〞

於2001年11月7日刊登在中央日報全民論壇。

l   〝政府改造的省思：向一流企業看齊〞

於2001年11月11日刊登在聯合報。

l   〝政府改造 師法星國規劃願景〞

於2001年11月15日刊登在人間福報。

l   〝延攬一流人才 政府改造之要務〞

於2001年11月16日刊登在人間福報。

l   〝提升選舉文化 學習運動家風度〞

於2001年12月1日刊登在人間福報

l   〝父母症候群 將扼殺電玩天才〞

於2001年12月13日刊登在中國時報時論廣場。

l   〝睦鄰亞太 北京當以美為師〞

於2001年12月22日刊登在中央日報

l   〝選舉淬煉  民進黨掌握成功之道〞

於2001年12月26日刊登在台灣日報

l   〝深耕學術研究，成就傑出學府〞

於2002年1月26日刊登在中央日報

l   〝國際一流大學的春秋大夢〞

於2002年1月29日刊登在中國時報

l   〝健保制度才是隱匿疫情元凶〞

於2003年7月12日刊登在中央日報

l   〝教改失敗  誰該扛起責任〞

於2003年8月6日刊登在中央日報

l   〝析論大專院校學術評比真義〞

        於2003年11月1日刊登在中央日報

l   〝我的第三道公投題目〞

        於2004年1月21日刊登在中央日報

l   〝尋找「不平凡的平民之心」領導人〞

        於2005年3月12日刊登在中央日報

l   〝我們需要什麼樣的領導人?

--尋找不凡的平民之心〞

        於2005年3月13日刊登在自由時報

l   〝勞退新制美中不足，施行前仍需三思〞

        於2005年3月17日刊登在中時電子報

l   〝「全民英檢運動」值得嗎?〞

        於2005年4月27日刊登在蘋果日報

l   〝威權時代並不遠…〞

        於2005年6月4日刊登在中國時報

l   〝政治民主決策威權〞

        於2005年6月8日刊登在蘋果日報

l   "大學「導師制度」徒具型式"

        於2006年1月13日刊登在中央日報

l   "導師制度,廢了吧"

        於2006年1月15日刊登在中國時報

l   "南韓快速崛起，台灣呢"

        於2006年1月23日刊登在中央日報

l   “體驗芬蘭競爭力”

於2006年4月1日刊登在自由時報

l   “他山之石看芬蘭競爭力冠全球”

於2006年4月1日刊登在中央日報

l   “安全帶與紅燈右轉”

於2007年2月11日刊登在自由時報

6. Work In Progress

l   ”Does Financial Deregulation Cause Financial Crisis?  A Reexamination of

South Korea, Mexico, and Southeast Asia Financial Crises in 1990s”

Being written with a researcher at Taiwan Economic Research Institute.

l   ”On Taiwan FSC’s International Competitiveness”

Being written with my MBA student.

l   ”Taiwan’s Automobile Insurance: Issues and Solutions”

Being written with my MBA student.

l   ”A Study of Viatical Insurance Policies in Taiwan”

Being investigated with a colleague Mr. Y.S. Tsai.

l   Austrian Academy of Sciences has issued a call for book to answer the following question: How to Sustain and Improve National Labor Conditions and Social Security Systems in Times of Economic Globalization? This is a global “winner-takes-all” competition with the prize of EUR 100,000 for which I have been working very hard for a few months now. The deadline to submit the book (in English) is Dec. 31, 2009.

l   Watson Wyatt Worldwide (WWW)

I have been a Senior Advisor to Watson Wyatt Worldwide for more than 8 years now. From time to time I have been engaging in various consulting   projects for WWW with multinational, regional , and domestic financial   institutions, governments, NGOs, etc. These consulting contracts/projects are proprietary and so are not open to the public. Therefore I am not allowed to list them here.

7. Work In Progress (For People’s Republic Of China)

l   National Health Insurance Program: PRC is in urgent need of a National Health Insurance (NHI) Program to provide health insurance coverage to all her people. An increasing number of nations such as U.K., Germany, South Korea, and Taiwan have set up their NHI program and PRC can expect to establish her own NHI relatively smoothly.

l   National Social Security System (SSS): Virtually every developed country has its SSS. Now that PRC is in the process of becoming a developed nation, she should have started to prepare herself for a sound and feasible SSS.

l   PRC can also combine her NHI program with SSS and call it People’s Provident Fund just like Singapore’s Central Provident Fund, Malaysia’s Compulsory Provident Fund, Hong Kong’s Mandatory Provident Fund, and what I design for the U.S.A. called U.S. Federal Provident Fund.

l   National Catastrophic Insurance Program (NCIP): Many nations have set up their NCIP to cover those catastrophes such as huge earthquakes, tsunamis, etc which are not commercially insurable. Due to the frequency and severity of natural disasters occurring in PRC, she should set up such a program for relieving disasters systematically.

l   In order to sustain and improve her rapid economic development, PRC should gradually shift from her manufacturing-based economy to knowledge-based economy. In doing so, PRC should establish a new Ministry of Manpower just like Singapore government with an important purpose of recruiting the best and the brightest professionals from around the world.

l   Many forward-looking well-developed nations such as Austria, Switzerland, etc have been asking the following question: How to sustain and improve national labor conditions and social security system in times of economic globalization? I am writing a book to answer such a great question. In order to help PRC prepare herself to become a super power, PRC should also try to answer such a creative and insightful question.

l   Because of rapid advances in the development of increasingly sophisticated financial products and economic globalization, PRC should consider combining all supervisory authorities of financial services into one single superintendent of all financial institutions just like Canada, Denmark, U.K., and Japan.

l   In order to help prepare PRC to become a super power, PRC should embark on a nationwide Innovation Management program systematically so that innovation will become a way of life.

l   Asset and Liability Management (ALM) has been a critically important subject for financial institutions in the developed nations. PRC’s rapid development in financial service industries could end up with serious mismatching of assets and liabilities resulting in financial insolvency. And so ALM should become an item seriously monitored by the relevant supervisory authority.

l   Modern hospital incorporates both outcome measurement and outcome management as an integral part of hospital management. It is time for PRC hospitals to implement such programs.

    以下多篇紛刊於各報章,雜誌,難以追蹤.

l  "正視死亡"

l  "不專業的競賽場"

l  "向犯罪宣戰"

l  "可怕的犯罪專業化"

l  "台灣官場獨特的『認錯』現象"

l  "Use It or Lose It"

l  "單身貴族們－趕快結婚喔！"

－從全民健保二週年說起.

l  "勞工失業保險,請三思而後行"

l  "該是重新檢討大陸投資政策的時候了"

l  "台灣需要一個劃時代的醫療保健策略"

－從醫藥分業制度談起.

l  "導師是生涯規劃的教練"

l  "再見,台北馬拉松"